Insuring properties that have previously suffered from subsidence and have subsequently been underpinned is virtually impossible.  The only hope is to continue cover with the existing insurer.  

But this option can disappear when the property changes hands and a new owner needs cover in place to satisfy a lenders requirements.

When a prospective purchaser finds the house they want, a survey and legal search will usually determine whether the property has incurred subsidence and has undergone remedial work.  

This is when the chain regularly breaks down and all preparatory work carried out by Lenders, Brokers, Estate Agents, Solicitors and Surveyors amounts to nothing.

We are pleased to announce an exclusive insurance scheme that offers full cover for properties that have been affected by subsidence but which have subsequently been underpinned (or which have had authorised remedial work carried out upon them) and which are passed as acceptable by the insurers survey department. 

We believe this to be an important breakthrough allowing purchasers of these properties to obtain bona fide buildings insurance cover.

Each risk is individually assessed after a detailed and comprehensive subsidence survey.

Please phone us for more information and a decision will normally be made within a few days following a survey and the policy conforms to a mortgage lenders terms and conditions.